NRI Banking


NRE Salary Account
Establishments with a minimum of 10 NRI employees can opt for Axis Bank NRI salary accounts on preferential terms to provide world class banking facilities to their employees. Dedicated NRI relationship manager, multicity cheque books, international debit card, debit card to POA/LOA holder, personal accident insurance cover on debit card of Rs 200,000 for both account holder and POA/LOA holder, Rs 40,000 cash withdrawal limit per day, complimentary resident savings account without insistence on minimum balance. Financial advisory services, daily electronic updates, free of cost temporary O/D facility Up to 50% of net salary at personal loan rates subject to a ceiling of Rs 50,000 and a condition that the same has to be liquidated in two weeks (loan amount and tenor are as per FEMA guidelines).

NRI Prime Account
With the Prime Savings Account, you are no longer restricted to single branch banking. You can operate your Prime Savings Account from any of the 500 bank branches without any restrictions, charges or ceilings. This means you no longer have to keep multiple accounts at different places to take care of your banking needs at specific areas. The facility of free unlimited transactions across centers does not apply to cash transactions, which are subject to Reserve Bank of India and income tax regulations issued from time to time. Watch your money go beyond geographic boundaries through free inward remittances and fast-track realisation of foreign cheque/DD collection. With each Prime Savings Account, you are entitled to a free add-on domestic savings account, which you can gift to a friend or relative in India. This add-on account comes with zero balance facility, free VISA Debit Card, multi-city banking and free accident insurance cover of Rs 200,000.

Rupee Savings Accounts-NRO Savings Account
If you have any investments made in Indian rupees, you also get the advantage to route these out of India. Open an NRO Account jointly with an Indian resident, get ATM card and give a letter of mandate/POA to your local representative in India who can operate the account on your behalf. Plus, personalised cheque book, Net banking, bill pay. Enjoy the convenience of banking at any of our profile branches in India.

Car Loans to NRIs
We provide you loans to purchase passenger cars in India. Eligible applicant’s salaried employees and self-employed individuals. Maximum loan up to 90% of the ex-showroom cost of the car, repayment tenure loans can be taken for tenure of up to 60 months, vehicles to be purchased for personal use only, two references to be provided in India, NRI’s applicant can appoint a resident Indian to hold power of attorney on their behalf to complete the documentation.

NRI Home Loan
NRI Home loans are offered to all NRIs on their return to India for the purchase, construction, repair, and renovation of a house or a composite loan for self-occupation. Loan amount minimum amount of the loan is Rs 5 lakh and maximum amount is Rs 100 lakh. The bank will finance only allotted property by government, government bodies like development authority, corporation, district town and country planning department.

Global Indian Credit Card 
Global Indian credit card is issued in the country tailored to the needs of NRIs. No income documents required. Minimum fixed deposit balance of Rs 100,000 and Rs. 500,000 respectively for a silver and gold card, high credit limit of Rs 100,000 and Rs 300,000, comprehensive insurance for both primary and add-on cards up to Rs 2,000,000, supplementary card to family in India, simple re-payment option by auto debit through savings bank account.